Raisin - SaveBetter™ 1.4.2

With a single secure Raisin login, you can explore savings products offered by our extensive network of federally insured banks and credit unions. Opening a free account and verifying your identity takes only a few minutes, granting you access to savings products from all our partner financial institutions without the need for repetitive entry of sensitive personal information. Raisin goes beyond being a rate comparison tool, providing you with a unified platform to manage all your short- and long-term savings conveniently and confidently.

Our unique savings platform serves as a marketplace where you can access the highest rates on federally insured savings products from reliable banks and credit unions at no cost. These financial institutions choose to collaborate with Raisin to offer their best digital-only products and rates to our customers. Comparing rates and opening accounts across multiple institutions can be time-consuming, but with Raisin, a single free sign-up grants you access to any institution in our platform.

Why choose Raisin?

• Federally insured savings products: Raisin exclusively partners with FDIC insured banks and NCUA insured credit unions, ensuring that your money is securely protected up to the typical limits of $250,000 per depositor, per institution. By using the Raisin platform, you can easily allocate your funds across different institutions, maximizing the coverage provided by federal deposit insurance without requiring multiple passwords.
• Security: At Raisin, we prioritize cybersecurity by utilizing various technologies to keep our customers' data, privacy, and transactions secure. These include Multi-Factor authentication, encryption, and Cloudflare advanced internet protection and monitoring. Our organization is SOC 2 certified, meeting the rigorous security requirements outlined by the American Institute of Certified Public Accountants (AICPA).
• No fees: Raisin does not charge any fees to our customers. There are no charges for opening and depositing money, as well as withdrawing funds from high-yield savings or money market deposit accounts. The only potential fee is an early withdrawal penalty for fixed-term CDs, as specified in the product's terms. Additionally, all our products have a minimum initial deposit of $1, enabling easy initiation of earning interest.
• Choice: Our partner institutions offer savings products with flexible terms and highly competitive rates. Utilize our platform to design a customized savings strategy that encompasses locking in top rates for longer terms while ensuring liquidity for funds required in the near future.
• Convenience: Regardless of the number of products or institutions involved in your savings, Raisin streamlines your management by consolidating everything within a single dashboard. With our digital monthly account statement, you can easily oversee all your savings within the Raisin platform.

How to open an account:

1. Select the most suitable product to initiate your savings journey from any of our federally insured partner financial institutions.
2. Register for your free account, which can be completed in less than five minutes.
3. Fund your new savings product and start earning interest. You can also add additional products at any time to take advantage of our expanding catalog.

You are cordially invited to embark on your savings journey with Raisin. Open a Raisin account now in just minutes and begin saving today!

Privacy Policy: https://assets-us.raisin.com/en-us/privacy_policy.pdf